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Checking Accounts/ Savings Accounts

Deposit Accounts

BanClub Accounts

  • $50 to open account
  • No Minimum Balance Required
  • Small monthly service charge- Basic BanClub-$6 Additional Plan-$7 Family Plan- $8
  • Free BanClub Checks
  • No Fee for Official Checks (limits may apply)
  • Accidental Death and Dismemberment Insurance**
  • Medical Emergency Data Card **
  • Saver’s Club**
  • Payment Card Protection**
  • Hotel Savings **
  • Everyday Rebate Rewards- Send in your receipts, up to $100 every quarter, and we’ll give you 10% back. You can receive up to $40 cash back every year!**
  • ATM card and Debit MasterCard® available

**Additional Activation steps may be required for club account benefits.

1st Checking

This account is aimed at the young and tech savvy ages 16-24 years of age *.  Persons under the age of 18 are required to have an adult signer on the account .

  • $25 minimum to open
  • No minimum balance required
  • No monthly service charges
  • Easy and Convenient Electronic Statements- Email or Internet Banking delivery  ($2.00 charge for each paper statement request)
  • 4 free foreign ATM transactions per statement cycle.
  • Download our free Mobile App in either iTunes or Google Play
  • Free Bill Pay
  • ATM card and Debit MasterCard® available
  • Apple Pay and Samsung Pay available

*After account holder reaches the age of 25, this account will revert to a Smart Checking Account.

Smart Checking Account

  • $50 minimum to open
  • No minimum balance required
  • Bank Maintains cancelled checks
  • Unlimited check writing
  • ATM card and Debit MasterCard® available
  • Free Online/ Mobile Banking and Bill Payment
  • $2.00 Service charge will be assessed monthly for paper statements

55 Plus Account

  • $50 to open
  • No minimum balance required
  • No Charge for personalized checks
  • Easy to balance statement
  • Return of canceled checks
  • Applies to regular checking accounts only
  • Available to persons 55 years of age and older
  • ATM card and Debit MasterCard® available

Now Account

  • Interest bearing account
  • $1,000 minimum to open
  • $10 monthly service charge if balance falls below minimum
  • Easy to balance statement
  • ATM card and Debit MasterCard® available

Commonwealth Community Bank Round Up Checking Option

Commonwealth Community Bank is pleased to offer our customers a new way to save.

Customers can now opt in to activate a Round Up Checking option which will round qualifying purchases made with CCB Debit Card tied to a qualifying Commonwealth Community Bank checking account up to the nearest dollar. Daily the odd cents rounded up from those purchases will be moved to a qualifying Commonwealth Community Bank Savings Account.  It’s savings made easy!

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**See Current Savings Account Information for interest rate earnings information.

**Business, Rep Payee, Estate, Guardianship, DBA accounts are not eligible for this account option.

***Service may be terminated by CCB at any time without prior warning.

Regular Savings

  • $100 minimum to open
  • $100 minimum balance required
  • $2 monthly service charge if balance falls below minimum
  • Quarterly statements
  • ATM cards available.

Advantage Savings

  • $10,000 minimum to open
  • Higher interest rate yields
  • $25 service charge if balance falls below minimum balance
  • Easy to balance statement
  • Quarterly statement
  • ATM cards available.

Christmas Club

  • $1.00 Minimum Balance to open
  • Payments can be transferred directly from your checking account
  • Interest rate quoted weekly
  • Christmas Club checks issued for account balance and mailed at least 6 weeks before Christmas

Money Market

Our Money Market Account is an interest bearing account requiring a minimum of $1,000.00 to open. A $10.00 monthly fee will be accessed if the account balance falls below the minimum.

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